Fund Details
The Ferguson Family Fund Hardship Grant

Eligibility Requirements:

All active full time associates of the Company are eligible to apply for assistance from the
Fund regardless of how long they have been employed. In order to receive grants from the Fund, associates must be in need of immediate assistance for basic living necessities in connection with a natural disaster or series of sudden or unexpected events or circumstances beyond the associate's reasonable control, which is not covered by insurance or by other Company or community programs.

Grants will be awarded according to need in amounts not to exceed $5,000 annually per incident, with a lifetime limit of $10,000. Multiple applications to the Fund may suggest improper money management; in which case, the Fund may require credit counseling as a condition to receiving additional aid.

Selection Process:

The Plan Administrator will access "need" in an objective, non-discriminating fashion after full consideration of the circumstances particular to the associate experiencing a financial hardship. The Fund Administrator will determine if the associate's situation is of such a magnitude or severity that it is unlikely that the associate has sufficient resources to satisfy basic needs without assistance.

Other Information:

Hardships Covered by the Fund

Associates may apply for financial assistance in connection with an emergency financial hardship occurring for reasons beyond the associate's reasonable control related to or arising out of one of the following:

• Losses caused by a natural disaster, including fire, earthquake, tornado, flood or hurricane;
• Medical expenses caused by severe illness or accident;
• Death in the immediate family (defined as parents, including mother and father in-law, and children);
• Rent or mortgage payments when facing eviction from primary residence;
• Critical home repairs necessary to meet basic living necessities, or to prevent condemnation or eviction; and
• Relocation expenses in order to escape domestic abuse, including first and last month's rent and deposit.

Contact Information:

For questions about this application, please contact Jennifer Brambley at